JULie A. Mersch, Esq.

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According to the Centers for Disease Control and Prevention, accidents cause more than 130,000 deaths each year in the United States. They are now the fourth leading cause of death in the United States. This is an astonishing number of deaths from accidents.

Accidents come in all shapes and sizes, but they are usually unexpected, unexpected, and can lead to injury or death. It’s a sudden and sudden physical condition that you can’t wait for. Deaths from accidents involving vehicles, machinery, accidental poisoning, falls and falls, suffocation, suffocation, drowning, etc. are usually covered by accident insurance.

Therefore, if you are in a car, bus, or plane crash, hit a car while crossing the street, or try to fix your roof and fall down a flight of stairs, it could cover accidental death.

In addition, accidental death benefit insurance also covers limbs, partial or complete loss of limbs, as well as paralysis, hearing loss, which can cover more than 20% of your body. can cover misfortunes such as burns. and others. can let you know what your specific policy covers.

Intentional injury, suicide, or attempted suicide. If the amount of alcohol in the blood is 0.08% or more. If the insured person is taking drugs or other medications unless otherwise prescribed by a physician. Engage in any illegal activity. Wounded during service in the armed forces or during the war. Engaging in dangerous hobbies like skydiving and more.

We specialize in Employee Retirement income Security Act (ERISA Law), Bad Faith Insurance, Personal Injury and more in Las Vegas.

What Is Considered Accidental Death?

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Since there are so many accidents around the world today, it makes a lot of sense to ensure against accidental death. If a person has a life insurance driver in addition to the standard life insurance policy during accidental life insurance and dies as a result of an accident.

It is usually 90 days from the accident. teach, the beneficiary If the person whose income is paid receives twice the nominal value of the policy. That is why it is a double-sided coating material.

Accidental death benefit insurance is usually not included in the basic policy of life insurance, so adding it to a standard policy to confirm it will result in a slightly higher premium; however, if the insured dies in an accident, he or she pays twice the amount of permanent death.

An Accidental Death benefits Las Vegas insurance policy provides the peace of mind necessary to know that you and your family will be taken care of financially in the case of a serious injury or an untimely death caused by an accident.

What Is Not Covered?

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Why Accidental Death Benefit Insurance?